On Finances

Since, I am about to join the corporate rat race MCj and I had a brainstorming on our finances. There will be a big overhaul. We just didn't discuss the future inflows resulting from my job but also those expenses that we thought are ridiculous.

We've discussed his superannuation status. As of now, it i not getting bigger because most part of the earnings goes to his life insurance. The life insurance rates is bigger because it used to cover the mortgage on the house. We don't need that anymore. But he didn't change it yet as he will be under the knife next week for his teeth extraction. You know, he thinks that it is possible that he won't wake up at all.

We also talked about our health insurance premium. We are paying that much that we thought we are subsidising those who are sickly. Thank God, we don't get sick but at some point it is ridiculous paying that much at all. So we might cancel it later this year.

When you check your bills and finances and take a look to see if you get away from it. It could be a big savings or something that would go to your holiday budget.